Given the very large size of these accounts for many employees, they often feel more comfortable getting serious advice on how to manage and invest this serious money for the rest of their lives. It is very beneficial to do this before you retire, but we meet with many people after retirement as well.
Creating and executing a strategy to get a reasonable inflation adjusted rate of return over the long-term while maintaining flexibility and introducing risk management, in such a way that helps you sleep at night, is critical to your retirement success.
If you are not comfortable doing this yourself, help is available and very close by. Why not reach out to an advisor who can arrange a no cost/no obligation meeting either via teleconference or at a convenient location?